Description: Part II of a two-part series discussing individual market evolution from before the ACA through President Trump's first term.

Description: This article summarizes recent proposed changes to the Valuation Manual that might take effect for 2019 valuations for PBR business.

Description: Individual Market and ACA Products Actuarial rating principals

Description: In the June 2014 issue of Product Matters, Doug Robbins of Pacific Life authored a fascinating article entitled “Velocity of Diversification.” Therein, he proposed a pricing measure that describes the “…speed at which confidence in profitability is attained”. How can stochastic modeling of mortality be applied to analyze the velocity of diversification, and how would that measure be affected by volatility in the underlying assumptions?

Description: Article Society Seminars by Adams in The Actuary, February 1979, Volume 13, Number 2

Description: The decrease in interest rates over the last several years has led to decreases in the maximum valuation rate and maximum nonforfeiture interest rate, and companies need to prepare for these changes.

Description: Article The Manhart Case by Webster, September 1978, Volume 12, Number 7

Description: Identifies current trends and considerations when setting the mortality improvement assumption for individual life insurance in the US.

Description: Article Board Of Governors by Bog in The Actuary, March 1979, Volume 13, Number 3

Description: In the course of consulting engagements, actuaries almost always find they need one or more of the following resources: -Healthcare data, which may be at the individual patient level or on a particular population. -Health services research studies which describe, summarize, try to alter, or predict patients’ use of health resources. -Health policy information, which describe public or private actions which affect the access, cost and quality of medical care. This document describes the ever-changing resources and specifies where they may be obtained.