Description: Panelists discuss underwriting issues as they relate to: re-entry term products, preferred/standard-risk classifications, single-premium products, simplified-issue markets, and jumbo face amounts requiring careful financial underwriting and care about alcohol and drug abuse. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: Presented at April 1986 Spring Meeting. This session discussion is about Group Universal Life, Replacement of group term products, Administrative concerns, Captives and reinsurance.

Description: This session at the SOA 1990 San Francisco Spring Meeting covers individual life products including the state of the market, sales results, new ideas and regulatory developments.

Description: This session at the SOA 1990 Annual Meeting an overview of the European life insurance market with respect to products, distribution, pricing, regulation and taxation.

Description: Presented at October 1986 Annual Meeting. This session discussion is about interest-sensitive products and methods of arriving at current rates, current regulatory restraints on illustrative rates, illustrations of vanishing premium products, advantages of deferring taxes on inside build-up, trends toward emphasis on marketing of financial services and buy term and invest the difference.

Description: 1994 SOA Spring Meeting, San Francisco. The panel discussed current issues in participating, UL, and non-guaranteed element products. Topics of discussion included product design, regulatory issues, implementation, pricing issues, and compensation.

Description: 1992 SOA Regional Meeting, Anaheim. The purpose of this session was to examine the current state of the art in product development in 1992. Topics discussed included: 1. The evolution of the product development process and the current state of the art in 1992 in product development. 2. Standards and professional responsibilities, organization and cultural issues, and illustrations and projections. 3. Practical issues in product development.

Description: Panelists discuss compliance with the 1987 NAIC Convention Blank requirements regarding products with non-guaranteed elements [NGEs]. Discussion includes: [1] explanation of the new requirements, [2] results of a survey of actual responses to NGE interrogatories by companies in their statement filings, [3] actuaries' compliance-related questions to the American Academy of Actuaries Task Force on Non-guaranteed Elements, and [4] the use of NGEs in sales illustrations. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: First panelist answers three questions: [1] 'Why plan?' [2] 'What kind of planning makes sense?' and [3] 'How do we do it right?' Then the panelists discuss planning techniques, key planning issues, and projection tools for planning. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: This session from the 1995 SOA Boston Meeting covers an overview of demographics in the U.S., the impact that population demographics have on sales and product design. From the Record of the Society of Actuaries, Vol. 21, No. 4b.