Description: This discussion reviews the effect expected from legislation in the U.S. to finance the cost of medical care of the aged. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion on overinsurance focuses on speculative buying of life, AD&D, and disability insurance, the effect of expanded disability provisions in the Social Security Act on underwriting disability benefits, and the avoidance of overinsurance in medical benefits.

Description: This document records the discussion on the possibility of a life insurance company entering the accident and sickness field, sources for morbidity experience for rate making, methods for determining total claim reserve and to what extent are medical expense items are insurable.

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Digest of Smaller Company Forum’ presentation discusses changes in office methods made or contemplated by smaller insurance companies to control costs, including use of electronic machinery, simplification of policies and policy issue, and changes in underwriting rules, e.g. nonmedical.

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Digest of Smaller Company Forum’ presentation discusses the industry trend toward lower premium life insurance policies in Canada and the U.S. The presenters address the extent to which this trend is occurring at smaller companies, steps being taken to encourage sales of policies with larger investment element, and the effects if future legislation were to provide additional tax benefits to policyholders.

Description: This is a discussion about premiums and underwriting for individual health insurance. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: These discussions at the Jacksonville and Chicago SOA Regional Meetings looked at the issue of replacements focusing on policyholder rationale, types of plans involved and regulatory involvement.

Description: This discussion is about agency problems, particulary the extent of policy replacement abuses, replacement commission rules that have been effective in controlling replacements and the effect on policyholders of replacement. From Transactions of Society of Actuaries 1961 Vol. 13 pt. 2

Description: These discussions at the Jacksonville and Chicago SOA 1962 Regional Meetings covered topics ranging from sales of health insurance by life agents to requirements for production clubs to products for the tax sheltered annuity market.

Description: This discussion looks at the 1958 CSO Mortality Table and raises questions as to what problems are encountered in planning for the adoption of the table. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.