Description: This discussion reviews the appropriate roles of group insurance, individual insurance and governmental programs in providing protection against the cost of medical care for retired persons and other aged citizens. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: Discussion of types and amounts of benefits continued on retired employees and their dependents, the cost of continuance of pensioner benefits under the group plan and methods of financing benefits during active employment.

Description: This discussion covers the loss experience under superimposed plans compared with comprehensive plans, controls over increasing costs and the use of Relative Value Schedules, and deductible amounts and coinsurance provisions.

Description: Insurers have been getting out of the individual medical expense market. This session will address the implications of such a decision: Nature of the problem Viability of individual medical products Challenge to the actuary Consequences of withdrawal Alternatives of withdrawal. Record of the Society of Actuaries Vol. 10, No. 2 at Salt Lake City

Description: This discussion of the Federal Welfare and Pension Plans Disclosure Act reviews problems insurance companies and consulting actuaries are facing. Special procedures adopted are examined as well as the position taken with respect to the major questions arising from this law. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This discussion on overinsurance focuses on speculative buying of life, AD&D, and disability insurance, the effect of expanded disability provisions in the Social Security Act on underwriting disability benefits, and the avoidance of overinsurance in medical benefits.

Description: This discussion is about comprehensice medical insurance and excess major medical coverage and includes specific measures taken to reduce claim experience, outlook for smaller groups, and claim costs of specific provisions. From Transactions of Society of Actuaries 1962 Vol. 14 Pt. 2

Description: This discussion is about major problems facing the smaller company on entering the field of individual health insurance. Also discussed are using morbidity studies to calculate gross premiums. From Transcations of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This discussion looks at the success rate companies have in the sale of long-term disability benefits, benefits provided after plan termination, appropriate experience for determination of premiums and reserves, determination of reserve liabilities for continuing claims, and experience rating.

Description: This is a discussion about senior citizens' policies and how they compare to other policies. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2