Description: The paper sets forth a procedure, based on actual experience, for determining extra life insurance reserves for term insurance conversion rights for annual statement purposes. Followed by several submitted discussion papers.

Description: This session from the 1976 Spring SOA Meeting is about current IRA and RRSP developments, products that proved successful, regulation problems that have developed, taxation problems, rollover problems, commissions on increases and competition from other financial institutions.

Description: This report summarizes the results of a mortality and pricing survey. It indicates significant differences between the mortality assumptions for different product lines and even between different companies within a single product line. Widespread differences in mortality expectations between products may give individuals an advantage by acting on inefficiencies in the financial services market.

Description: Feature article that provides a summary of the SOA research report “Mortality Comparisons and Risk Exposures in the Older Age U.S. Financial Services Market.”