Description: This presentation from Session 17 of the SOA 2004 San Antonio Spring Meeting focuses on new product concepts that are emerging to capture the huge emerging retirement market. Panelists discuss concepts such as incorporating defined benefit concepts into defined contribution plans, insuring the longevity tail, innovations in 'traditional' annuities, 412i insured pension plans for small businesses, and highly impaired care annuities for people already incurring long-term-care costs.. From the Record of the Society of Actuaries, Volume 30, No. 2.

Description: The question of sex discrimination in employee pension plans in life insurance programs is only part of the more general issue of risk classification. Challenges to the old ways of classifying risks are not limited to pensions or to life insurance. It also impacts auto insurance, health insurance, and all other areas. However, for this discussion we will concentrate on sex discrimination in pension and retirement plans. From Record of the Society of Actuaries 1979, Volume 5, No. 1.

Description: Presented at April 1985 Spring Meeting. This session discussed: Structured claim settlement process, Recent developments in taxation, Substandard underwriting, Sources of mortality information, Administration and investments, Valuation, Risks and profit margin.

Description: Discusses valuation standards for payout annuities, and results of the a-1949 Mortality Table.

Description: Discusses the trend for insurance companies to become primarily annuity companies - partly due to settlement options - and the financial implications of this, the probable course of annuitant mortality, and what characteristics of the various group pension methods tend to solve the problem of improved mortality among annuitants.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1955 Society of Actuaries Eastern Spring Meeting, held March 24-25 in New York City. The article identifies the participants and summarizes each person’s comments. The participants discuss a 1954 Committee Report on annuitant mortality, and ask if the present bases and valuation standards for individual annuities and settlement options are satisfactory, in light of improving annuitant mortality. From Transactions of Society of Actuaries 1955 Volume 7, Number 18.

Description: A. Discusssion of the practical considerations involved in deciding whether or not to adopt projected mortality rates in connection with individual annuities, settlement options, retirement income policies, and the various forms of group annuities. B. In view of increased administrative expenses, discussion of the arguments for and against imposing limitations on the granting of settlement options with respect to size of policy, including the practicality of providing for the expense of administering supplementary contracts other than through the use of conservative mortality and interest assumptions.

Description: Presented at May 2005 Spring Meeting. Panelists discuss the value and new features/enhancements of single premium immediate annuities 'SPIAs'.

Description: Increasing life spans and fluctuations in the equity markets have raised awareness of the potential of outliving one's income. This presentation from Session 30 of the SOA June 2004 San Antonio Spring Meeting discusses single premium immediate annuities as one solution to this growing issue. From the Record of the Society of Actuaries, Volume 30, No. 2.

Description: This session focuses on the financial issues related to income products. A panel of experts discusses pricing, investment, and risk management in underwriting payout annuities. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 80PD of the New Orleans Annual Meeting.