Description: This session from the 1995 SOA Boston Meeting covers an overview of demographics in the U.S., the impact that population demographics have on sales and product design. From the Record of the Society of Actuaries, Vol. 21, No. 4b.

Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ was prepared by the SOA Task Force on Mortality Guarantees in Variable Products. This study of mortality on deferred variable annuities over the period 1991-1995 was designed to test the adequacy of the 1994 MGDB Valuation Mortality Table to cover presumed extra mortality on variable annuities [Vas] with Substantial Minimum Guaranteed Death Benefits [MGDBs] as compared with VAs with Minimal MGDBs. A parallel study of fixed annuity experience was carried out as a control. In addition to report includes a six page document of instructions to participating companies.

Description: 2004 SOA Annual Meeting and Exhibit, New York. The panelists addressed fixed annuity regulatory issues with emphasis on the annuity nonforfeiture law, current trends and product design, and how reinsurance can address the conflicting issues of competitiveness and profitability.

Description: Presented at October 1996 Annual Meeting. This session looks at experience with Actuarial Standard of Practice 'ASP' 24 regarding the NAIC Life Insurance Illustration model regulation. Additionally included is a discussion of the NAIC's possible extension of the model to include annuities and variable life insurance. This session also looks at possible revisions to ASP 15.

Description: This session from the 1995 SOA New York City Meeting examines the structure, cost, risk, volatility, and the use of options for variable annuity guaranteed minimum death benefits. From the Record of the Society of Actuaries, Vol. 21, No. 2.

Description: This session explores the aspects and the issues of offering a critical illness product in various markets, including individual, group, worksite and direct response. From the Record of the Society of Actuaries, Volume 28, No. 3, Session 7

Description: The author shares his experience of teaching at a university after retiring from an actuarial career.

Description: Panelists at this session of the SOA 2001 Annual Meeting discuss pricing issues and business risks associated with life, annuity, medical expense and disability income insurance products and compare them to long-term care [LTC].

Description: Full version of Product Matters! August 2005, Issue No. 62.

Description: This presentation is an open forum, session 59OF, from the 2004 Spring Meeting of the Society of Actuaries, held June 14-15 in San Antonio, TX. The life insurance and annuity marketplace has become increasingly competitive. At the same time, distributors are exerting more clout. The panelists discuss their perspectives, from the view of the product development actuary, the marketing and distribution executive, and the actuary in a marketing role, on how product development actuaries are experiencing difficulty in designing profitable products that are saleable. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 2.