Description: Panel discussion of the following topics: A. Recent revisions been made in the mortality, interest, and expense assumptions upon which life insurance premium rates are based. B. Factors considered in recent revisions of premium rates for substandard risks. C. The extent to which deficiency reserves been required as a result of recent decreases in nonparticipating premium rates for life insurance D. Recent changes in disability premium rates for women.

Description: Discusses considerations in preparing rate books and policy forms based on the 1958 CSO Table, the advantages and disadvantages of early adoption of premium rates and values based on the 1958 CSO, and premium structures - banding, policy fees, etc.

Description: This discussion on dividends looks at the two factor system and the experience premium system of distributing dividends and if they are more satisfactory under present-day conditions than the three factor method. Also discussed was the uniform reversionary bonus system. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This discussion looks at the effect of recent economic conditions on the volume and distribution of new business, recent trends in lapse rates and recent expense rates. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.