Description: 1994 SOA Meeting, San Antonio. In this session the sustainability of the historic profitability of group long-term disability was discussed along with the effects of benefit liberalizations, declining interest rates, and economic conditions on profitability.

Description: In this paper, the author identifies two problems that are perceptible with most versions of the investment-year method of allocating investment income. The author then focuses on conceptual approaches to solving these two problems. From Transactions of Society of Actuaries 1983 Volume 35.

Description: This session from the 1983 SOA Hollywood, Florida Meeting discusses investment strategy, new investment instruments, investment strategy for flexible cash value policies, investment strategy for traditional policies and an example of investment strategy for a SPDA. Record of Society of Actuaries Vol. 9, No. 4

Description: Discusses claim reserves for group long-term disability [GLTD], group medical insurance, and small-group [under 25 lives] medical and dental insurance. Session 9 of the 1991 Valuation Actuary Symposium.

Description: This paper suggests that using the entire runoff triangle to keep a tail on the runoff curve was not necessary, and that doing so was actually a disadvantage if group medical and dental claim payment patterns changed over the period being used. An alternative was presented. From Actuarial Research Clearing House 1993, VOL. 3.

Description: This article highlights what makes disabled people return to work and gives examples of how flexible claims services can operate in a cost efficient manner.