Description: This presentation was made at the 1975 Spring Cincinnati Joint Meeting of the Conference of Actuaries in Public Practice and Society of Actuaries. It addresses the following issues: Can individual policy retirement plans be sold by insurance agents without their becoming fiduciaries, what new features in funding contracts and prototypes plans are needed, and what extra costs for retirement plans are expected due to the reporting, dlsclosure, and actuarial valuation requirements of ERISA. 1975 Record Vol. 1, No. 3

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Discussion of Subjects of Special Interest’ addresses several topics, including the impact on juvenile insurance of guaranteed insurability riders, family policies, and others, the impact on sales to females due to the introduction of lower costs, policies allowing conversion o monthly life income, use of age last birthday, and revised policy formats.

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Digest of Informal Discussion’ addresses current developments and proposals with respect to life insurance company investments and inflation. The panelists address questions related to the extent and appropriateness of investment in common stocks, and the impact on actuarial practices and standards.

Description: This session from the 1983 SOA Vancouver Meeting is a discussion looking at trends in annuity product design, disintermediation and intermediation - C-3 risk, structured settlements, marketing and agents' compensation, and investment strategies. From Record of Society of Actuaries, Vol. 9, No. 3.

Description: This discussion looks at the causes of the increase of costs in medical care and what can be done to keep these costs under control. Form Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB.

Description: This 1981 session reviewed the relationship of group and individual insurance. Topics include differences in underwriting, legal constraints, marketing and distribution, and the nature of guarantees provided

Description: This discussion is about various methods for grading premiums and/or cash values by face amount size. Also a discussion of reasonable interest and mortality assumptions for computing retirement income policy maturity values and optional settlement rates guaranteed in new policies.

Description: This session from the 1976 SOA Winter Meeting is about individual retirement accounts: Product and Marketing, Taxation, Reporting and Disclosure, and Roll-overs.

Description: This panel discussion session focuses on the problems associated with small defined benefit pension plans.

Description: This discussion looks at steps insurance companies take to regain a greater share of the available savings dollars, developing trends toward a separation of the insurance and investment elements of life insurance contracts, as wells a the feasibility to make endowment and other investment-type contracts more attractive by reduction or redistribution of first year expenses.