Description: This session at the SOA 1990 Hartford Spring Meeting is about the trends in risk classification and selection criteria used for underwriting risks for individual life insurance. Use of various laboratory tests based on analysis of blood and urine samples is discussed.

Description: This presentation from the 1995 SOA New York Meeting covers AIDS, where the disease is now, how the forecasts compare to what has actually happened and the current impact on pricing. From the Record of the Society of Actuaries, Vol. 21, No. 2.

Description: This session at the SOA 1990 San Francisco Spring Meeting presents an overview of risk classification, what principles define a sound system, changes in underwriting due to expert system technology, and determining the value of laboratory tests.

Description: Discusses: [1] using blood tests effectively to improve mortality results, [2] using expert underwriting systems, and [3] what the future may hold for genetic underwriting. From the 1988 Record of Society of Actuaries, Vol. 14, No. 4A.

Description: Medical and underwriting experts discuss medical developments and underwriting practices that could improve mortality rates and risk classification, respectively, in the future. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: This session at the SOA 1990 Annual Meeting includes discussion of an historical review of underwriting practices, preferred class underwriting, laboratory testing, facultative reinsurance, and mortality results. Latin America experience is also presented.

Description: This session discussion is about Aids and pricing, underwriting, contract limits, claim reserves, current experience, modeling, and future outlook. From Record of the Society of Actuaries 1988 Vol. 14, No. 1.

Description: This session discussion is about AIDS for health actuaries, contract limits, underwriting practices, regulations on underwriting, claim reserving, recent experience and future outlook. From Record of the Society of Actuaries Vol. 15, No. 1.

Description: 2004 SOA Spring Meeting, Anaheim, CA. In this session panelists presented an overview of underwriting processes for a variety of product lines. They also discuss related topics such as identifying keys to underwriting decisions, the cost of underwriting and protective value, and ensuring consistency with pricing assumptions. Some of the underwriting tools discussed were use of RX history, credit checks, DMV history, and fraud data bases.