Description: This session discussion is about a review of experience under PPOs, measuring the success of PPOs, PPOs affect on employer health care expenditures, employee utilization of PPOs, the future of PPOs. From Record of the Society of Actuaries Vol. 11, No. 4A.

Description: This session discussion is about the characteristics common in HMOs concentrating on the small employer market, Preferred Provider Organizations marketed to small employers, items requiring special attention when marketing Alternate Delivery Systems to small employers, alternate delivery options in an integrated multiple options package. From Record of the Society of Actuaries Vol. 12, No. 1.