Description: Attempts to Quantify Potential Impact of Pandemic Influenza on the U.S. Life Insurance Industry

Description: This paper presents a brief history of life insurance risk assessment and explores a future including wearable devices, genetic testing and digital health data

Description: Spreadsheet with documentation for exhibits to the May 2007 report: The Potential Impact of Pandemic Influenza on the U.S. Life insurance Industry

Description: Presented at Living to 100 Symposium, January 2011. This paper examines the trends of mortality improvement in the United States for the consideration of the task force set up in 2010 to review the life tables for Group Annuity and the related assumptions for mortality improvement 'Scale AA', using more recent information from the Social Security Administration life tables and data derived from the Human Mortality Database.

Description: Identifies current trends and considerations when setting the mortality improvement assumption for individual life insurance in the US.

Description: This article discusses the ratio of male birth to female birth, which is dropping. The experts cite older ages of parents, environmental pollution, fertility drugs, and other factors. This article discusses the observation that throughout nature, the ecosystem maintains a remarkable stability. Due to declining mortality rates for males relative to females, fewer males need to be born now to maintain equal numbers of males and females during the reproductive years. This may be a factor in the decline of the ratio of males born to females born.