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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates Future mortality ... experience over the last decade suggests this might be an assumption that merits reconsideration in the United ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Confusing the Matrix: Part Deux
Confusing the Matrix: Part Deux This article details different methods for calculating mortality impact associated ... with two first principles approaches. The strengths and weaknesses of both approaches are discussed. By ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting
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Conservation of Mortality and Assumption Integrity
Conservation of Mortality and Assumption Integrity This article discusses the concept of Conservation of Mortality ... is the modeling principle that ensures consistency between assumptions of the total mortality of a population ...- Date: Oct 2021
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Modeling & Statistical Methods>Deterministic models
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SOA Accelerated Underwriting Practices Survey
Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies ... companies and another of reinsurers. The surveys explored actual results from 2019–2021 and expected results ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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SOA Mortality Experience Studies
Studies The Mortality Studies Working Group MSWG of the Society of Actuaries was created to review the issue ... issue of the frequency of the standard ordinary individual life insurance mortality experience studies ...- Authors: Application Administrator
- Date: Nov 2003
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality
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Does Preferred Wear Off?
Does Preferred Wear Off? This article discusses whether or not the Preferred risk class wears ... Off? This article discusses whether or not the Preferred risk class wears off over time. Individual life ...- Authors: Steven Cox
- Date: Jul 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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U.S. Population Mortality Improvement
U.S. Population Mortality Improvement ... A review/highlights of the report on US population mortality improvements for the 4 years up to 2001 ...- Authors: Douglas Doll
- Date: Jul 2003
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality
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Comfort Food for an Actuary:Cognitive Testing in Underwriting the Elderly
Actuary:Cognitive Testing in Underwriting the Elderly There are certain occasions when the knowledge we have gained in ... insurance policy. Recently, one of the authors had the experience of giving his 91-year-old grandmother ...- Authors: Eric D Golus, Thomas Ashley, Laura Vecchione
- Date: May 2006
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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pro-2014-iss88-dunscombe
2014 CONTINUED ON PAGE 4 Experience Studies—Understanding the past while planning for the future by Matthew ... process serves as a primary foundation of actuarial work. Some of the first known actuarial work used experience ...- Date: Feb 2014
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality
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Three More Years! Three More Years!
follow-up to the article “Comfort Food for an Actuary: Cognitive Testing in Underwriting the Elderly,” published ... published in the May 2006 edition of Product Matters! This article presents the updated results, based ...- Authors: Eric D Golus, Thomas Ashley, Laura Vecchione
- Date: Oct 2008
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality