Description: This paper explores available disability experience data in order to shed some light on the character and extent of the subjective influences which affect the frequency and duration of disability. A mathematical model for computing disability income premiums and reserves is also presented.

Description: This paper presents and analyzes data on disability and disability termination rates from group waiver of premium, group disability income, individual loss-of-time business and the OASDI system. The paper also presents the differences in disability termination rates between male and female and the possible causes. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: This article discusses many of the complexities of the new IDI valuation table and how they might impact the implementation process.

Description: A contingency table is a set of counts or frequencies obtained by classifying observations in two or more different ways. Log-linear analysis is applied to disability terminations, linking them to variables such as sex, age, region and maximum benefit period. Application to risk classification and underwriting are outlines.

Description: Report of the Task Force to Recommend Morbidity Standards for Valuation of Credit Disability. The key recommendation was that a new morbidity standard for valuation of policy reserves be adopted based on the tables developed by the Task Force. The tables are developed from the 85CIDA tables with incidence rates increased by 12%.

Description: Panelists discuss trends for the group short-term disability STD industry, as well as issues of timely relevance to group STD actuaries. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: This report presents a two-part analysis of morbidity experience under individual loss-of-time policies, 1960-1963. The first part covers the full first year of the benefit period, while the second part analyzes experience under claims extending into the second year of benefits. From the Transactions of Society of Actuaries, 1965 Reports.

Description: This panel discussion session focuses on individual disability insurance. Topics discussed include definitions of disability, review of experience, reserve adequacy, claim recognition, HIAA Special Disability Committee, presentation of Disability Termination Rates paper. 1979 Vol. 5 No. 3

Description: Panel member briefly review the collecting and analyzing of the data and the status of the disability valuation tables. They describe special characteristics of the proposed tables and compare the results with the CDT table and the most recent data published in the 1979 Reports of Mortality and Morbidity Experience.

Description: The present paper starts with the published experience in the 1968 'Reports', discusses the factors involved in developing a valuation basis from the basic data, and describes the proposed basis so derived. Commutation functions are also developed.