Description: Discusses the paper on Acquired Immune Deficiency Syndrome, AIDS, entitled “AIDS, HIV Mortality and Life Insurance,” by Michael Cowell and Walter Hoskins, and the potential impact of AIDS on the insurance industry in North America. Also solicits comments from other SOA members about the issue.

Description: The South African life insurance industry contains the largest life insurance market in Africa, it is highly sophisticated and highly regulated. In the years 2020 and2021, the industry suffered significant mortality losses due toCovid-19. What can we learn from this experience in South Africa?

Description: Feature article about how life insurance companies can manage the financial risk of life and annuity unclaimed property.

Description: Read the Quo Vadis Reinsurance.

Description: In setting future mortality assumptions for pricing, the actuary needs to consider not only recent results and recent annualized mortality improvements, but also must look at the possible impact of possible shocks epidemics, wars, etc.

Description: In this paper it will be shown that the result of using the 1975-80 Select and Ultimate Table as opposed to the more modern 1990-95 Select Ultimate Table can be a significant understatement of future mortality and hence, anticipated profits may prove to be illusory.

Description: The life insurance industry has experienced dramatic changes since the onset of COVID-19 in March 2020. Growing competition, a rise in online shopping, and the impact of COVID-19 have all led to an increase in contactless and completely digitized life insurance options. At Policygenius, we wanted to dig deeper into these big industry changes and better understand how they affect life insurance buyers. What our 2022 life insurance trend report found was a changing industry, making tremendous strides, and creating even better pricing and policy options for customers.

Description: This paper represents an attempt to formulate a cohesive and consistent approach to the analysis of claim liabilities. Numerical examples are used to illustrate the methodology. From the Actuarial Research Clearing House ARCH 1990 Vol. 1.

Description: This article discusses the charge for the new SOA/COVARA AIDS Task Force. This new task force will examine and report on the principles and techniques for the financial recognition of AIDS for insurance companies, recognizing both statutory and GAAP accounting.