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Are Your Indexed UL Earnings Underperforming Pricing Expectations?
Underperforming Pricing Expectations? The article discusses the continued popularity of indexed UL insurance and possible ... expectations for the product. The article discusses several key items that may be the source of that underperformance ...- Authors: Nik Godon
- Date: Jan 2024
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Financial Reporting & Accounting; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Cost-Benefit Analysis: Quantifying the Value of EHRs
Quantifying the Value of EHRs The paper describes a cost-benefit analysis to determine the value of electronic ... underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes using EHRs was compared ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Accumulated Annuity Design
obviate the need for market timing strategies in variable annuity products by judicious use of product ... product design. The paper presents the premise behind the product design, provides numerical examples, then ...- Authors: Lloyd A Foster
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Variable annuities
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Update on Federal Tax Issues Under the 2001 CSO Mortality Tables
Update on Federal Tax Issues Under the 2001 CSO Mortality Tables Update on Federal Tax Issues Under ... Under the 2001 CSO Mortality Tables Internal Revenue Service=IRS;Mortality rates=Mortality tables=Death rates ...- Authors: Craig R Springfield
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Public Policy
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Summary of the December 2003 NAIC Meeting
Summary of the December 2003 NAIC Meeting Summary of the December 2003 NAIC Meeting Annuity reserves;Health ... insurance=LTCI;National Association of Insurance Commissioners=NAIC;Risk-based capital=RBC;Standard Nonforfeiture ...- Authors: Larry M Gorski
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Public Policy
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The End of A Tumultuous Year
The End of A Tumultuous Year This article reviews the topics discussed at the December 2004 meeting ... meeting of the Life and Health Actuarial task force. The covered topics include Actuarial Guideline 38 and Reserves ...- Authors: Larry M Gorski
- Date: Mar 2005
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Variable annuities; Life Insurance>Universal life; Public Policy
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SOA Accelerated Underwriting Practices Survey
Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies ... companies and another of reinsurers. The surveys explored actual results from 2019–2021 and expected results ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Does Preferred Wear Off?
Does Preferred Wear Off? This article discusses whether or not the Preferred risk class wears ... Off? This article discusses whether or not the Preferred risk class wears off over time. Individual life ...- Authors: Steven Cox
- Date: Jul 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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2017 CSO Implementation: – Product implications and considerations
This article compares and contrasts the new 2017 CSO tables to the 2001 CSO tables and discusses considerations ... possible implications of the new tables on reserves and the implementation schedule of the new tables. Mortality ...- Authors: Mary J Bahna-Nolan
- Date: Jul 2016
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Reserves - Life Insurance
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2011 Living To 100 Symposium—A Product Development Attendee’s Notes
Attendee’s Notes This article discusses the author’s reactions to the Living To 100 Symposium. He summarizes ... from the symposium is that the debate continues as to whether there is a significant chance of finding ...- Authors: Douglas Doll
- Date: Jun 2011
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Demography>Longevity