Description: This report examines mortality and other actuarial assumptions for products sold at older ages.

Description: This is an investigation of the persistance of individual life insurance risk mortality differentials by utilizing an approach inspired by online predicitve markets.

Description: Some insurance products on the market today accelerate the death benefit by paying a portion of the benefit before death under certain prescribed conditions. The more common of these products are long-term-care and dread disease riders to life policies. This paper presents generic formulas for calculating the cost of morbidity that would be multiplied by the policy's net amount at risk in an asset share pricing calculation. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: This report summarizes the results of a mortality and pricing survey. It indicates significant differences between the mortality assumptions for different product lines and even between different companies within a single product line. Widespread differences in mortality expectations between products may give individuals an advantage by acting on inefficiencies in the financial services market.

Description: This paper describes a technique used to simulate stock market trends which are then applied to evaluate the adequacy of the investment risk premium for a certain type of equity-based endowment. From Transactions of Society of Actuaries 1969, Vol. 21, Pt. 1, No. 61.

Description: This is an excel spreadsheet with some data pertaining to an article of the same name from the Product Development News