Description: This is an article that discusses the retreat of savings banks from mutuality. As we ponder the future of mutual life insurance, we should be aware of the change sweeping through the mutual savings bank industry.

Description: John Frederic Entz, born 1795 or 1797 in Switzerland, appears entitled to be recognized as having been this continent's first consulting actuary. His office during a number of mid-19th-century years was at 52 Wall Street, New York City.

Description: This is a joint session with Casualty Actuarial Society about individual health insurance plans. Topics include reflecting increasing costs in premium renewals, coverage of mental illness, morbidity studies and agents' remuneration. From Transactions of Society of Actuaries 1963, Vol. 15 Pt. 2

Description: Tis is a discussion about many issues related to individual and family major medical insurance including deductibles and coinsurance, experience and trends, coverage for old age and substandard risks, guaranteed renewability for life, limitations for mental illness, and problems in underwriting and claims administration. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: Article from The Actuary, January 1968 – volume 2 - Issue 1 summarizing a talk at the Nebraska Actuaries Club on Dec. 14, 1967. The discussion involved the SOA's education and exam process.

Description: This discussion addresses the following questions about health insurance maternity benefits: 1. What has been the claim, lapse, and expense experience on hospital-medical policies with maternity benefits issued to young married couples? 2. To what extent have hospital-medical policies been introduced with reduced maternity benefits during the early policy years or with no maternity benefits? 3. What other measures are being used to provide maternity benefits on a self-sustaining basis? 4. Are these measures effective? From Transactions of Society of Actuaries 1963, Vol. 15 Pt. 2

Description: This paper contains three discussions. The first is about recent developments in health insurance programs in the United States and Canada. The second discussion is about the Society and how it can provide services to its members and the public. The third discussion is on life insurance company management. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 50 AB

Description: This panel discussed studies of the risk of loss due to changes in the interest rate environment. It addressed why the C-3 risk is important and how inflation and stability in interest rates can affect the financial soundness of life insurance companies. There was also a discussion of the theoretical work being carried out to calibrate the C-3 risk of variation in interest rates and to what extent the valuation actuary can properly recognize the risk of loss from changes in the interest rate environment within the framework of valuations laws and regulations.

Description: From the Record 1977 Vol. 3, No. 1, this presentation is from a concurrent session at the Society of Actuaries 1977 Regional Meeting, held in Atlanta March 31-April 1. The presenters at this session discuss the content, frequency, and format of management reports, budgeting and its role in the planning process, and integration of reporting with the planning process.

Description: The Society of Actuaries established the Board of Publications which proudly announces the birth of the Record. This publication will contain all presentations and discussions at Concurrent Sessions during meetings plus transcripts of some addresses, lectures, and teaching sessions.