Description: In this paper it will be shown that the result of using the 1975-80 Select and Ultimate Table as opposed to the more modern 1990-95 Select Ultimate Table can be a significant understatement of future mortality and hence, anticipated profits may prove to be illusory.

Description: The main purpose of “excess reinsurance” was to enable the direct writer to retain as much face amount as it could justify and merely cede the amounts which it felt was excessive relative to its surplus, earnings or other financial criteria.

Description: Full version of Reinsurance News, March 2003, Issue No. 51.

Description: This article was written to increase the knowledge and insights of both the direct writer and reinsurer in optimizing the reinsurance negotiation process. It should help the reinsurer offer a more competitive quote and hence win a share in a reinsurance pool while simultaneously helping the direct writer obtain lower reinsurance costs helping their product pricing and bottom line.

Description: Full version of Product Development News, August 2002, Issue No. 53.

Description: Generalized Mortality Table Analysis: Discussion of the search for alternative mortality tables other than the 1975-80 and 1990-95 tables, which may be more appropriate for a particular company or specific products

Description: This article was written to increase the knowledge and insights of both the direct writer and reinsurer in optimizing the reinsurance negotiation process. It should help the reinsurer offer a more competitive quote and hence win a share in a reinsurance pool while simultaneously helping the direct writer obtain lower reinsurance costs helping their product pricing and bottom line.

Description: Full version of The Financial Reporter, Issue No. 50, September 2002.

Description: Full version of The Financial Reporter, Issue No. 53, June 2003.

Description: The impact of the underlying mortality table selected as a basis for projecting mortality results