Explore the complexities of the present and look toward possible futures for inclusive actuarial pricing in "Decoding the Status Quo: Sex, Gender, and Bias in Insurance", presented by SAGAA, the Sexuality and Gender Alliance of Actuaries. Jonah von der Embse will present content from his recently published research case study on the historical use of gender in the actuarial world, as well as the outcomes of the European Union's 2012 ban on gender as a pricing variable.
In discussing the contemporary reactions to this regulation, as well as how EU-based insurance firms adapted to the shift, this segment will invite us to question our assumptions on the role of gender-based pricing in the future of the industry. In the latter half of the presentation, we will delve into the challenges faced by LGBTQ+ individuals when accessing life, health, and auto insurance.
Using hypothetical model individuals as our guides, we will shed light on the experiences of marginalized communities in the evolving insurance landscape. Register now to be part of this critical conversation and start envisioning a more equitable insurance market.