2024 SOA ImpACT Conference - Session 1B: Exploring Policyholder Behavior Trends in the Fixed Indexed Annuity Industry 10.28.24 Recording

Join us as we delve into the dynamic landscape of the Fixed Indexed Annuity industry. Presenters will discuss trends observed in recent FIA experience, observations from their own company's data, and findings from Milliman's FIA industry experience studies. Key results include a view of surrender behavior relative to market dynamics and comparisons with industry predictive models, serving as a benchmark to explore where industry experience aligns with expectations and where potential surprises have emerged. Through a combination of data-driven analysis and expert interpretation, attendees will gain valuable perspectives on the evolving FIA landscape, enabling them to make informed decisions to navigate future challenges. Key Learning Outcomes: - Understand how disparities between observed policyholder behavior and expectations derived from predictive modeling allow for a nuanced understanding of experience and identifying potential areas for refining assumptions. - Gain insight into how both economic factors and aspects of product design may influence policyholder behaviors. - Apply data-driven insights to inform strategic decision-making processes.