2025 SOA Health Meeting: Session 7G: The Battle for Small Groups -06.24.25- Recording

The bread and butter for many health insurers is their small group (10 - 500 employees) fully insured product. It's the solution that drives both top line and highest margin. But with the growth of self-funding, small groups are leaving fully insured options and considering hybrid models (level-funding and small group captives) as well as traditional self-insurance with a TPA and stop loss carrier. In this session, we'll look at the growth of self-insurance, the various self-insured solutions available to small group employers, buying patterns seen in small groups self-insurance, how to accurately price this risk including use of predictive analytics tools.