In this session, we will walk through some of the key areas that are impacting the long-term care (LTC) world. We will discuss trends in the rate increase environment over the last several years (as published by the Milliman LTC Rate Increase Survey) and how the National Association of Insurance Commissioners (NAIC) discussions may impact the reviews of LTC rate filings in the next several years. The session will also highlight the recent relative uptick in merger and acquisition (M&A) activity and what that might mean for certain blocks of business in the future. Finally, we may discuss wellness initiatives as the LTC industry catches up to health insurance companies in proactively managing their pre- and on-claim policyholders.