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2018-24 Individual Life Mortality Experience Study Data Request

The Society of Actuaries Research Institute’s (SOA’s) Individual Life Experience Committee (ILEC) and LIMRA are soliciting mortality experience for individual life products for calendar years 2018 through 2024.

The SOA Research Institute and LIMRA are partnering to complete industry experience studies. Under this partnership, the SOA Research Institute’s ILEC and LIMRA plan to provide an update to the ILEC mortality studies, restricted to a subset of contributors and with additional information not part of VM-51.

The goals of this study include:

  • Updating industry mortality for study years 2018 through 2024 to provide more up-to-date assessment of industry mortality than is currently available;
  • Assessing the impact of COVID on mortality and exposures during and after the shock event by gathering additional policy level information, including detailed cause of death, and;
  • Exploring additional features of life insurance risk by assessing accelerated living and death benefit riders on life insurance policies.

Please see attached documents for instructions on data submission and format. The requested data are due to LIMRA by September 30, 2025.

The following may be included in the Standard Data Package made available for purchase:

  • experience study report with analysis and commentary;
  • a set of data visualization dashboards with the ability to filter on and drill down into the detail of the results of the study;
  • dataset(s) containing the aggregated experience collected for the purpose of this study. The datasets may be made available in excel files, text files or downloads from the data visualization tool;
  • models or other tools developed to support the analyses completed in the study; and
  • other outputs as determined by the SOA Research Institute and LIMRA.

For more information, please refer to the attached data submission instructions and feel free to contact us with any questions.

Materials

2018-24 Individual Life Mortality Experience Study Data Request

2018-24 Individual Life Mortality Experience Study Underwriting Questionnaire

Questions Or Comments?

If you have any questions, please contact StudyPro@soa.org