The Impact of Artificial Intelligence on Retirement Professionals and Retirees: 2nd Round Collection of Essays

August 2025

Authors

Michael Kummer, BA
Stefanos Orfanos, FSA, CERA
Niranjan Rajendran, B.Sc. (Hons)

Introduction

The Society of Actuaries Aging and Retirement Strategic Research Program Steering Committee issued a 2nd call for essays to explore the impact of artificial intelligence (AI) and large language models (LLM) on retirement professionals and retirees. The objective was to gather a variety of perspectives and experiences with AI and LLM in different retirement settings—both now and in the future. It is the goal of this collection to spur thoughts for future research and set the stage for upcoming efforts.

The collection includes three essays that were accepted for publication. All essays were chosen for awards based on their creativity, originality, and promotion of further thought in this area:

The Demographic Divide: An Analysis of Canadian Fraud Loss Patterns

Michael Kummer, BA

Souls and Silicon: On Aging and Artificial Companionship

Stefanos Orfanos, FSA, CERA

The Unseen Revolution of Artificial Intelligence in Shaping the Future of Retirement Planning

Niranjan Rajendran, B. Sc. (Hons)

Winning Essay Collection

Impact of Artificial Intelligence on Retirement – Compiled Essay Collection

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