Description: An Excel spreadsheet to aid the reader in interpreting the information contained in the report, which provides exposure information by lapse factor and data cell. Please see the SOA website experience studies for the full report.

Description: The Society's Group Disability Insurance Experience Committee latest experience table report. This is summary pivot table of termination results, including expectations developed with the 2008 GLTD Experience Table. Please see the SOA website experience studies for the full report.

Description: Guaranteed Issue Mortality Rates with a 55% load.

Description: This report details a study of the 2000-2015 group life waiver of premium experience

Description: The Retirement Plans Experience Committee of the Society of Actuaries (RPEC) is pleased to present this annual update to the RPEC_2014 model and its corresponding mortality improvement scales. This new version of the model reflects historical U.S. population mortality experience through 2018. For clarity, the updated mortality improvement scale based on this 2020 version of the model is called Scale MP-2020. The Scale MP-2020 Report has been posted below along with an Excel version of Scale MP-2020.

Description: The Canadian Institute of Actuaries (CIA) and the Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on Canadian level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. This project is similar to the SOA-sponsored research completed by RGA for U.S. term plans in 2010 and updated September 2013 and May 2014.

Description: View the Actual and Expected Relative Mortality Ratios.

Description: This report explores AI bias in insurance and health data, highlighting the ethical role of actuaries and offering cross-disciplinary guidance for fairer decision-making systems.

Description: LIMRA and the SOA Research Institute have completed the most up-to-date study of group life experience. The results include breakdowns for Basic Life, Supplemental Life, and Portability coverages and analysis for Life Insurance, Waiver of Premium, and Accidental Death & Dismemberment claims.

Description: This report provides an overview of Takaful as an alternative approach to insurance, focusing on its ethical principles, historical background, operational framework, comparison with conventional insurance, and the potential growth and impact on society. It analyzes Takaful as a Shari’ah-compliant financial service and its potential in international markets.