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  • Long-Term Care Product Design: Two Common Sense Reccommendations

    Long-Term Care Product Design: Two Common Sense Reccommendations Proposes setting premiums such that inflation and age could change the premium over time, rather than prefunding. The value may be ...

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    • Authors: Edward P Mohoric
    • Date: Jan 2013
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration>Influence decisions; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance; Reinsurance>Product development - Reinsurance
  • Facing Reality: LTCi Is Broken—Let’s Fix It

    Facing Reality: LTCi Is Broken—Let’s Fix It The author analyzes why LTCi is so risky, capital-intensive and unprofitable, and then makes the case that if we rethink the fundamental way a ...

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    • Authors: Roger Loomis
    • Date: Jun 2013
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • ltc-2017-iss44-colasanto

    ltc-2017-iss44-colasanto New for 2017, we are introducing a series of articles by experienced industry professionals who are relatively new to long-term care (LTC). long-term care insurance; ...

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    • Authors: Paul Colasanto, Janine Halldorson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>General business skills; Leadership>Professional network leverage
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Professional development; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
  • Measuring Subsidization in LTC

    Measuring Subsidization in LTC Although rate structures where low-cost cohorts subsidize high cost cohorts may be justified from a actuarial, marketing, or legal standpoint, the subsidization ...

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    • Authors: Roger Loomis
    • Date: May 2009
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Modeling & Statistical Methods>Sensitivity testing; Technology & Applications>Analytics and informatics
  • The Impact of Obesity and Diabetes on LTC Disability and Mortality: Population Estimates from the National Long-Term Care Survey

    The Impact of Obesity and Diabetes on LTC Disability and Mortality: Population Estimates from the National Long-Term Care Survey Discussion of the separate and joint effects of obesity and ...

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    • Authors: P J Stallard
    • Date: Sep 2011
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Experience Studies & Data>Disability; Experience Studies & Data>Mortality; Health & Disability>Chronic health management - Health & Disability; Modeling & Statistical Methods>Data mining; Modeling & Statistical Methods>Estimation methods
  • Observations on LTC Mergers and Acquisitions

    Observations on LTC Mergers and Acquisitions Mergers and Acquisitions: Appraising a block of Long Term Care business. From Long-Term Care Newsletter, August 2001, Issue No. 5. Long-term ...

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    • Authors: James Stoltzfus
    • Date: Aug 2001
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • The Upside to Higher Persistency in LTC Insurance—Effects of Anti-Selection After Policy Issue

    The Upside to Higher Persistency in LTC Insurance—Effects of Anti-Selection After Policy Issue The Upside to Higher Persistency in LTC Insurance—Effects of Anti-Selection After Policy Issue By ...

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    • Authors: John Timmerberg
    • Date: Sep 2004
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Landing Spots: Offsetting premium increases through changes to inflation protection

    Landing Spots: Offsetting premium increases through changes to inflation protection Discussion of landing spots and alternative options available to insureds at the time of an LTC rate increase.

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    • Authors: Michael Bergerson, John Hebig
    • Date: Dec 2016
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • ltc-2017-iss45-himmelberger

    ltc-2017-iss45-himmelberger New for 2017, we are introducing a series of articles by experienced industry professionals who are relatively new to long-term care (LTC). Long-term care ...

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    • Authors: Clark Himmelberger
    • Date: Aug 2017
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>General business skills; Leadership>Professional network leverage
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Professional development; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
  • Some Thoughts on Rate Stabilization

    Some Thoughts on Rate Stabilization Article discusses the impact of regulation on rate stabilization for long-term care insurance. From Long-Term Care Newsletter, December 2002, Issue No. 7.

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    • Authors: Joan P Ogden
    • Date: Dec 2002
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance