Description: Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: The last decade or more has proven that premium rate increases are necessary to maintain the integrity of most blocks of LTCi policies. Along with those rate increases, carriers have offered and regulators have approved an evolving menu of rate increase mitigation options for policyholders that do not wish to pay the increased rate. Recently, carriers and regulators have become more and more innovative in the rate increase mitigation options that they have presented to regulators. This article will discuss both the common and creative options that carriers are offering their insureds in the event of rate increases, including policy buys out, adjustments to coverage levels, and enhanced non-forfeiture options.

Description: A summary of each seminar from the 2019 Intercompany Long-Term Care Insurance (ILTCI) Conference Association meeting.

Description: How does spousal contagion influence long-term care needs? This article provides high-level results of spousal claim analysis and discusses potential implications to the LTC insurance market.

Description: This report, as well as the previous three, is based on data gathered for policies issued back to 1984. Data in this report has been combined and analyzed from 20 organizations 24 insurers that provided information to further the public and private knowledge of long-term care insurance.

Description: Report on meetings sessions in each of 5 tracks for Long Term Care professionals: Actuarial, Compliance, Operations, Policy and Provers, and Group.

Description: A wrap-up of the year’s activities, including supporting the educational needs of membership, focusing on sponsoring research, and developing community.

Description: The chairperson discusses the aspects of the private long-term care insurance market and asks readers to identify areas needing change, e.g., regulation, pricing and marketing.

Description: The goals of the first Annual LTC Operations and Technology Benchmark Survey were to develop time and cost benchmarks for LTC operations, identify the most pressing operations and technology issues, and gain insight into the technologies that are being used to administer long-term care business.

Description: Asset Adequacy Analysis for the Long-Term Care Product: A Case Study by Amy Pahl from Long-Term Care Newsletter, December 2004, Issue No. 13.