Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.

Description: Presents improvements in annuitant mortality within Canada from 1921 - 1986, with trend factors.

Description: This document explores how climate change impacts retirement planning, investments, housing, and health across policy and economic dimensions through essays and funded research.

Description: This report examines the demographic, medical, and pharmaceutical profiles of HIV-positive individuals in Medicare and how their needs differ from the general Medicare population.

Description: A multi-author collection exploring how catastrophe modeling can be adapted to life and health insurance, particularly in response to the 2025 Los Angeles wildfires.

Description: Summary of an expert roundtable on generative AI in healthcare and health insurance, focusing on use cases, governance, trust, risks, and evolving actuarial skills.

Description: This is the report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2002–04.

Description: This study is the latest in continuing reports on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This includes both preferred and standard classifications. It covers standard individually underwritten life insurance between 1995 and 2000 policy anniversaries.

Description: This report documents the results of the Committee on Life Insurance Company Expenses' fourth annual expense study – the 2004 SOA Individual Life and Annuity Expense Study. A Per Policy Index for first year expenses and a Per Policy Inforce Index for operating expenses is developed as a high level basis of comparison.

Description: Provide users with a demonstration of the 2012 IDEC Claim Incidence and Termination Rate Tables and adjustments to these tables to reflect experience of key segments of the business. Compares active life and disabled life reserves based on the Base Tables and CIDA.