Description: The viability and future outlook for the individual disability industry has dramatically improved from where it was 10 years ago. Evidence of this turn–around can be found in the industry's current profitability and its development of new markets. This article discusses where the market stands today.

Description: This is an interview with Shane Chalke, FSA, MAAA, who has started three businesses since 1983. Chalke, the youngest person ever to be elected to the SOA Board of Governors, has a knack for making the right business decisions. He tells how his actuarial background has played a role in his success, and what makes him a winner.

Description: This is an interview with Steve Vernon, FSA, MAAA, who runs his own business for helping people live long and prosper–financially, emotionally and with respect to their health. His contribution to society is to use his actuarial expertise and communication skills to help the baby boom generation face these challenges.

Description: The Actuary recently asked Bob Smyth of Gant Travel Management some questions regarding international travel. Smyth says if you plan well and are up to date on new regulations and passport requirements, traveling abroad is smooth sailing.

Description: An overview of John Robinson's experience at the recently concluded annual meeting of the Caribbean Actuarial Association in Trinidad.

Description: This article is historical in nature and explores the impacts of traditional life insurance products offering cash surrender values. This article intended to show that by offering cash surrender value, insurance companies became less exposed to the risk of mis-estimated lapse assumptions. This article presents an illustrative case study to highlight this dynamic. This article also explores the issues with traditional life insurance products that arose in the 1970s and 1980 and led to the introduction of Universal Life in the U.S.

Description: Article describing content and key takeaways from experience completing the SOA PA Certificate