Description: Article is a detailed discussion of the Risk Management and Own Risk and Solvency Assessment (RMORSA) Model Act that was recently approved by the NAIC and is being adopted by legislatures across the country.

Description: This article provides a detailed description of the unbalanced subsidy provisions in the Affordable Care Act with easy to follow numerical illustrations. An understanding of the illustrative calculations is necessary to understand the subsidy implications. The article highlights some surprising and likely unintended results that will be interest to issuers, employers, consumers, regulators and policymakers. Actuaries can add expertise to their clients and to the public discussion with a proper understanding of the subsidy calculations and the resulting implications.

Description: Discussion of the impact of the ACA on RBS and required surplus for a health plan

Description: Health Watch, Issue 79, December 2015, Health Watch

Description: Created by the PPACA, states can establish a Basic Health Program to cover low income individuals. This is specifically designed to help these individuals as their eligibility for various health care coverage options changes throughout time. This article discusses how the Basic Health Program is funded.

Description: The article explores the financial and political considerations for states deciding to set up a Basic Health Program.

Description: This article is focused on sustainability concerns in the ACA individual markets and what we can learn from core actuarial principles as discussed in ASOPs.

Description: Results of an SOA survey regarding the expectation for 2015 accruals for 3Rs and cost sharing reduction payments

Description: Chairperson's note to readers.

Description: Leadership Interview with CMS Chief Actuary, Paul Spitalnic