Description: Analysis of diagnosis and pharmacy-based methods of health risk assessment. Issue No. 44.

Description: The impact of Medicare payments on retiree medical. Issue No. 46.

Description: Applying Diagnosis-Based Predictive Models that use medical and pharmacy claims to measure expected costs for Group Underwriting. Issue No. 46.

Description: This article is the abstract from a paper that provides methods and formulas for calculating active life reserves for credit insurance.

Description: This article is about the relationship of brand advertising to direct marketing and how to bridge the gap.

Description: Update on Affordable Care Act topics, including Section 1332 waivers, Association Health Plans, silver loading and cost sharing reductions.

Description: This article discusses the court cases dealing with the severability of the individual mandate from the Affordable Care Act. Severability is related to essentiality, and actuarial input was relied upon to determine essentiality. The article concludes with lessons that actuaries should learn from the legal proceedings.

Description: Description of the upcoming activities for the Health Section.

Description: This article urges actuaries to evolve from technical experts to strategic influencers by strengthening their communication skills. It highlights why data alone isn’t enough—actuaries must clearly convey insights, make recommendations, and tailor messages to business audiences. With practical tips and communication shifts, the piece helps actuaries present their work with greater impact. Written by an experienced actuarial leader, it offers real-world relevance for professionals aiming to drive decisions and add strategic value in healthcare and insurance settings.

Description: Source: This document is a whitepaper sourced from a health insurance industry analysis. It provides a detailed overview of the evolution and strategic importance of voluntary benefits within employer-sponsored health plans in the United States. Intent: The paper aims to inform healthcare stakeholders—particularly employers, insurers, and HR professionals—about the role of voluntary benefits in filling coverage gaps left by major medical plans. It outlines the historical development, market drivers, regulatory context (especially post-ACA), and future trends, with a focus on personalization, digital integration, and financial protection. Value: This resource offers practical insights and strategic guidance for enhancing benefits design and employee engagement.