Description: The article looks at potential changes in care provider demographics that could ultimately have an impact on the cost of long term care services.

Description: Read the December 2018 issue of Long-Term Care News published by the Long Term Care Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: The Professional Development Committee is an SOA board of directors appointed committee that has overall responsibility for managing the development of the professional development (PD) curriculum.

Description: The Long-Term Care Insurance market is evolving. Parallels can be drawn between the current product cycle of standalone LTCI and past experiences of other insurance products. Over the last decade, the LTCI market has shifted to include a greater presence of non-standalone LTC insurance. Individual LTCI sales have been on the decline, while life-LTCI combination products have been on the rise. Because of this, many perceive that the life-combination products are taking over the LTCI market and replacing standalone LTC insurance. While life-combination products meet the LTC needs for policyholders, they may not be a good fit for all consumers in this market.

Description: The author discusses her time working in LTCI and how her views regarding the effect of volatility and uncertainty have evolved over this time.

Description: Discussion of landing spots and alternative options available to insureds at the time of an LTC rate increase.

Description: This article investigates the survivorship benefit (commonly sold to couples), its effects and some of the more common options applied to this benefit.

Description: Chairperson's update on the Long-Term Care Insurance Section

Description: Look into history of long-term care insurance industry to understand the forces that shaped current industry's position and to identify new directions.

Description: First article in a series that walks through the progression from developing LTC assumptions using traditional methods to doing so using predictive analytics.