Description: An examination of the underlying reasons for the concept of health expectancy, some alternative approaches to developing the measurement and some of the powerful uses of this new tool.

Description: This article discusses secondary factors that affect pricing and long-term care claims experience gender, marital status, region, product type, distribution, and education.

Description: This articles describes some of the industry issues that new-generation risk modeling technologies can address and the emerging technology of simultion as it applies to risk modeling.

Description: Read the July 2016 issue of Product Matters!

Description: Article discussing a research project to determine the risk selection efficacy of e-underwriting in conjunction with the use of e-data such as MIB, MVR and prescription med history.

Description: End-User Computing (EUC) applications (such as Microsoft Excel, Microsoft Access, and others) provide a great benefit by allowing users to directly manage, control, and manipulate data. Unlike SAP, Oracle, and other Enterprise Resource Planning (ERP) applications that facilitate the automated and integrated flow of transactions and data, EUCs are neither ponderous nor difficult to modify. In fact, EUCs allow businesses and users to quickly deploy solutions in response to shifting market and economic conditions, industry changes, or evolving regulations. They can also help plug functionality gaps for ERP systems. Alas, those same elements that make EUCs so appealing (and vital in providing timely information) can also make them challenging to manage and control effectively.