Description: Discusses variability in per capita health-care costs by health-care provider.

Description: This article discusses the changes in the marketing and distribution of lindividual life and annuity products. It highlights new distribution channels including banks, broker dealers, wirehouses and the Internet as well as fee-for-service financial planning.

Description: This is an interview with Shane Chalke, FSA, MAAA, who has started three businesses since 1983. Chalke, the youngest person ever to be elected to the SOA Board of Governors, has a knack for making the right business decisions. He tells how his actuarial background has played a role in his success, and what makes him a winner.

Description: This is an interview with Steve Vernon, FSA, MAAA, who runs his own business for helping people live long and prosper–financially, emotionally and with respect to their health. His contribution to society is to use his actuarial expertise and communication skills to help the baby boom generation face these challenges.

Description: The Actuary recently asked Bob Smyth of Gant Travel Management some questions regarding international travel. Smyth says if you plan well and are up to date on new regulations and passport requirements, traveling abroad is smooth sailing.

Description: This article highlights some of the key elements included in the United States Government Accountability Office (GAO) report to Congress in July 2023 regarding the National Flood Insurance Program (NFIP).

Description: Feature article discussing the pros and cons of insurance companies in stretch management, using dreams to set business targets with no idea how to get there.

Description: The viability and future outlook for the individual disability industry has dramatically improved from where it was 10 years ago. Evidence of this turn–around can be found in the industry's current profitability and its development of new markets. This article discusses where the market stands today.

Description: This article summarizes a recent session at an SOA meeting that presented tips on improving and speeding the product filing process.

Description: This article discusses the services a personal actuary can provide.