Description: This study was undertaken to review pooled companies’ mortality experience on cases reported to the Medical Information Bureau, MIB, with findings suggesting an increased probability of ethanol related complications or hepatic dysfunction. The study examines the mortality associated with evidence of excessive alcohol use, an adverse driving record or abnormalities of the liver function tests.

Description: A set of mortality improvement factors for year-end 2016 to be used in conjunction with the 2008 VBT or the 2015 VBT for AG-38 purposes.

Description: This report contains a set of of unloaded and loaded mortality tables for guaranteed issue business.

Description: The research report focuses on the financial impact student debt can have on both working and retired Americans.

Description: Mortality improvement rates for AG38 for 2017.

Description: This report examines mortality and other actuarial assumptions for products sold at older ages.

Description: This report presents the results of the work undertaken in response to the SIPF’s request. The premise of this work is that there is a need for a concise but still comprehensive and focused report on the financial health and prospects of state and municipal plans to give stakeholders the overview they need to come to informed opinions about the need for changes to the structure of these plans. The report needs to strike a balance between narrative and quantitative indicators of a plan’s financial health.

Description: This report compares and contrasts methodologies for allocating U.S. historical gender-specific mortality improvement experience into four components.

Description: This report documents modeling work and compares the decomposition results from the two routes described in Volume 1.

Description: The Society of Actuaries and Financial Finesse are creating a series of briefs focused on retirement literacy issues.