Description: This is an investigation of the persistance of individual life insurance risk mortality differentials by utilizing an approach inspired by online predicitve markets.

Description: Study of the Effect of a Flu Pandemic on Economic Values Using the Delphi Method

Description: Sent to potential participants to gather information to better evaluate mortality experience.

Description: This is the excel spreadsheet for appendix G for limited underwriting mortality. The full report describes the development of the 2008 Valuation Basic Table. It incorporates the Primary Tables, the Relative Risk Tables and the Limited Underwriting Tables. Please see SOA website experience studies for the full report and the other appendices.

Description: The Society of Actuaries’ Committee on Post-Retirement Needs and Risks (CPRNR) commissioned Linda Koco to write this guide that employers can use when considering advice options for a company retirement plan. The guide includes information about the nature and timing of decisions, ongoing decisions after retirement, and advice considerations. The guide is intended to be unbiased toward any particular approach or organization’s product. This guide does not provide advice for specific situations and should not be construed as doing so. It is an information tool for considerations related to advice. The guide is not intended to provide legal guidance or recommendations.

Description: This study builds on the prior studies, Measures of Retirement Benefit Adequacy and Improving Retirement Outcomes: Timing, Phasing, and Benefit Claiming, with a specific focus on how longevity impacts household financial needs in retirement and which strategies can best address these financial strains. A major conclusion from this research is that the risk of living long should be more carefully incorporated in household retirement planning.

Description: Overview of the prevalence of employer withdrawals from multiemployer pension plans in the United States and their impact on the multiemployer pension plan system.

Description: To look at the impact of the amalgamation of drug price fluctuations, pandemics, and mergers and acquisitions, especially the interaction of them with each other and the overall impact on claims and costs to the company.

Description: The SOA’s target benefit plan research project began by exploring the risk and reward characteristics of the simplest design at the DC end of the spectrum. Under this design, there is no explicit risk sharing among members aside from mortality risk. The affordability of benefits is assessed at each valuation by reference to the funded ratio determined under the Traditional Unit Credit (TUC) cost method, and action is taken immediately (by adjusting the accrued benefits of both active and retired members in the same proportion) whenever this ratio differs from 100%. The first Issue Brief on target benefit plans referred to this design as a Collective Defined Contribution (CDC) plan. Modelling revealed a high probability of shortfall events over long horizons as well as considerable instability of benefits year to year, even with relatively conservative choices of asset mix and valuation assumptions.

Description: This study covers a five-calendar year period, years 2011-2015. Death claims incurred during this five-year period and paid by the data collection date were included. The data was primarily collected during the summer and fall of 2017, which would allow a minimum of 18 months following date of death for a claim to be paid. The study was limited to single premium credit life insurance.