Description: This paper is a concept for U.S. pension reform.

Description: 2015 Risks and Process of Retirement Survey – Report of Findings

Description: This report highlights findings from the 2011 Retirement Risks Survey related to working in retirement, with additional sources for commentary.

Description: This is the Questionnaire used for the research study, 'Will Retirement Assets Last a Lifetime?'. That study, sponsored by the Society of Actuaries Committee on Post Retirement Needs and Risks, LIMRA, and the International Foundation for Retirement Education, surveyed approximately 1,500 retirees with $100,000 or more of investable financial assets. The survey questions explored how retirees make decisions about investing their assets and purchasing financial products

Description: This report presents the results of a 2003 telephone study among Americans ages 45 to 80. The purpose of the study was to evaluate Americans’ awareness of potential financial risks, how this awareness impacts the management of their finances with respect to retirement and how Americans are managing the process of leaving the workforce.

Description: Abstract for the 2009 Housing Wealth monograph paper, “Retirement Implications of Housing Wealth Spending”. This paper explores comparative trends in home ownership versus renters, the associated levels of housing expenditures, and the extent of equity borrowing. The goal is to stress the need in retirement to cover basic housing needs and the risks of using housing for other purposes.

Description: An essay received in response to the Committee on Post Retirement Needs and Risks Call for Essays exploring ideas and thoughts on working in retirement and phased retirement programs.

Description: The article reviews recent investment performance of stable value compared to other low risk alternatives, discusses current criticisms of the option, and concludes that they are not well founded. Criticism reflects a lack of openness to the full range of stable value contracts available and manager bias against traditional GICs, not a real lack of wrap capacity. Stable value continues to be the pareto superior low risk option.

Description: Asia is exerperiencing changing demographic, social, and cultural tides which threaten to submerge existing retirement-pension systems.

Description: The SOA is pleased to make available a report highlighting findings related to housing from the biennial survey, Risks and Process of Retirement.