Description: This web page contains the 2011-2014 Group Annuity Experience Report and Pivot Tables.

Description: This is a report on the results of a survey, conducted during July and August 2008, on the current practices and reactions related to life settlements. A life settlement is a financial transaction in which a policy owner possessing an unneeded or unwanted life insurance policy, sells the policy to a third party for more than the cash value offered by the life insurance company at the time of sale.

Description: With the credit interest rate floor of a cash balance plan—a simple type of option identified by the Project Oversight Group—as a model, this research uses three valuation and risk analysis approaches to explore the existing techniques to value embedded options on an economic basis.

Description: The goal of this paper is to examine similarities between value investing and enterprise risk management (ERM) methods.

Description: This research summarizes interviews of individuals 85+ years old, looking at how habits and behaviors from earlier in life affect the later years of retirement.

Description: A research project defining relevant and actionable consumer segments among middle-income/mid-level net worth households.

Description: This paper uses data from two longitudinal surveys to examine the relationship between psychological well-being and financial well-being of older women and men, with specific interest in differences by marital status and duration of widowhood. The Wisconsin Longitudinal Study WLS provides a look at the consequences of relatively early widowhood. The Health and Retirement Study HRS has interviewed a representative sample of individuals 50 and older over the last two decades. We use the data from that survey to examine the adjustment to widowerhood over a larger age range, but with likely less precision to measure differences among women of a single age.

Description: This project shows how to use agent-based models to simulate the behaviors of agents in complex health systems.

Description: This project shows how to use agent-based models to simulate the behaviors of agents in complex health systems.

Description: This is a report examining the decision process to retire and views on managing assets after retirement. The study was designed specifically to examine those who were not forced to retire due to ill health or disability.