Description: Latin America offers significant opportunities for insurers due to its emerging middle class, low insurance penetration, and potential partnerships. The region's insurance market has seen substantial growth, with gross written life insurance premiums increasing by 212% from 2011 to 2022. However, challenges such as low digital adoption and distribution limitations exist. A hybrid approach combining digital platforms with traditional agent support is recommended to address these issues. Strategic alliances with local financial institutions can also facilitate market entry. Despite these challenges, the Latin American insurance market remains highly profitable and resilient, making it an attractive area for expansion

Description: The article will explore the market dynamics driving asset-intensive reinsurance in Japan, analyze how Japanese insurers are strategically utilizing both block and flow reinsurance to achieve diverse business goals, and discuss key considerations for offshore reinsurers seeking to enter this market.

Description: This article discusses how understanding the drivers of mortality and morbidity is essential for identifying and developing suitable business opportunities.

Description: This article talks about ASOP No. 11, The Treatment of Reinsurance Transactions Reflecting Life or Health Insurance Risks in Financial Statements. Section 3.5, Additional Liabilities.

Description: Feature article discussing the major issues multinational reinsurers face in Brazil.

Description: This article presents an overview of the history and issues associated with penetrating the middle market for individual life insurance. Underwriting and marketing approaches are suggested. The potential role of the reinsurer is explored.

Description: Discussion about the challenges of teaching life reinsurance to non-life reinsurance practitioners and regulators based on the experiences of the author

Description: This article addresses the need for overhauling the present system of life insurance regulation in the US and how the Optional Federal Charter would address this need.

Description: We continue to hear that our reinsurers are dissatisfied with the quality of our reporting under our various treaties. There have even been veiled threats of arbitration over our lack of compliance with the treaty reporting requirements, the implication being that they would rescind the offending treaty to inception.

Description: In the last 10 to 15 years, new health insurance programs have proliferated in the Latin American and Caribbean regions. The reason for this boom has been, basically, the need for insurance companies to identify and implement new or additional lines of insurance business in order to match or exceed the increased numbers of competitors now working in these markets. This is combined with the stronger reinsurance capacity that these insurance companies had access to, which can be attributed to the need for increased reinsurance protection that arose a number of years ago, when many insurance and reinsurance companies were seeking larger volumes of businesses based on the expected growth potential of the region.