Description: In this article, the author talks about the Brazilian life insurance and annuity markets.

Description: In this article, the author discusses the insurance system in Bhutan.

Description: This article briefly describes the background of the Road Accident Fund and actuarial involvement in assessing the amount of damages arising from road accidents in South Africa.

Description: Talks about Mobile Insurance innovations for microinsurance to bridge financial inclusion gab.

Description: This article outlines the challenges, potential conflicts and rewards in working in the foreign business unit of an organization.

Description: Deferred bonus policyholder dividend reserves arise because “the policyholders’ share of net income … that cannot be distributed to stockholders shall be excluded from stockholders’ equity” by establishing a reserve. This article provides background on local minimum policyholder participation practices in the US and Europe, presents relevant accounting issues and discuss the two different accounting interpretations and make a recommendation as to which the authors feel is most appropriate at this point in time.

Description: This newsletter contains several articles: The Institute of Actuaries of Japan thanks the SOA Malaysia updates on RBC An update on the SOA international experience survey regulations changing in Bermuda, and An update from the Swedish Actuarial Society Aktuarieforeningen.

Description: This is an article discussing the update on the SOA international experience study which has expanded the topics being studied from individual life insurance mortality and persistency experience to also include agent retention and productivity.

Description: This article explores the challenges of financial reporting in the 21st century particularly on the international scene.

Description: Discusses life and pension insurance in China.