Description: Humor in the workplace can improve productivity. This article describes a typical office relationship problem and how humor helped disparate teams work together.

Description: A discussion of Universal Life products with shadow accounts including a summary of some of the key communications and administration issues

Description: The article summarizes three papers presented at the 2014 Living to 100 Symposium V, which was hosted by the SOA in Orlando in January 2014. The papers take three different views of retirement saving: the individual's, the insurance provider's and a wholesale risk management view. David Blanchett of Morningstar proposes a new model to assess the true cost of retirement, Moshe Milevsky proposes a new product concept based on the nearly forgotten tontine and Johnny Li proposes a new set of mortality indices based on the Cairns-Blake-Dowd projection model for the purpose of actively managing mortality and longevity risk.

Description: interview with Mr. Fauzi Arfan (FA), President of the Society of Actuaries of Indonesia or Persatuan Aktuaris Indonesia to enhance the understanding of the PAI.

Description: A preview of the latest issue, with articles covering reverse mortgages, the challenges of long-term care policy in France, and the impact of obesity and diabetes on LTC disability and mortality.

Description: Brief description of articles contained in the newsletter.

Description: Graydon educates us on Guernsey, a country with the most actuaries per Capita, and why he thinks Guernsey is a paradise for actuaries.

Description: Introduction of recent section activities and content of the current issue.

Description: The article highlights the lack of local actuaries in the arab region, and the limited availability of actuarial education especially in the local language.

Description: The aphorism, “You never get a second chance to make a first impression,” applies to business communications as well as wardrobe and handshakes. Your image is polished — or tarnished — with everything you write and distribute. From The Stepping Stone, April 2005, Issue No. 18.