Description: This report describes the results of a survey on reflecting risk in pricing. The survey expands on one conducted in 2003 and was expanded to include life, health, P&C, and non-North American insurance companies.

Description: Cover letter that explains the study, the expected results and the other 5 accompanying documents. The purpose of the study is to collect preferred class structure mortality to support new reserving methods based on multiple preferred and standard class mortality experience.

Description: Answers common questions surrounding the individual life study and how to participate

Description: This form solicits a response from companies regarding their intent to participate or not in the 2009 Individual Life and Annuity Expense Study.

Description: The CIA, SOA and Joint Risk Management Section of the CAS, CIA, and the SOA sponsored a whitepaper on the application of ERM at a federal government level.

Description: This paper summarizes the results of a survey of waiver of premium/monthly deduction rider assumptions and experience.

Description: This report explores AI bias in insurance and health data, highlighting the ethical role of actuaries and offering cross-disciplinary guidance for fairer decision-making systems.

Description: Archive listing of the Actuarial Research Conference Graduate Student Presentation winners for the years 2006-2010 41st - 45th ARC.

Description: Claims Provisions of a reinsurance agreement.

Description: The author makes 10 predictions of how risk management will change over the next decade.