Description: View the 2020 & 2021 Ratio of Actual to Expected Relative Mortality Ratios.

Description: Data Request from individual life carriers who have policies that have a waiver of premium provision.

Description: This abstract describes a study that sets up an experience rating system to determine next year’s premium.

Description: The Committee on Life Insurance Company Expenses is currently seeking life insurance company data submissions to the 2009 Individual Life and Annuity Expense Study. This is the separate data submission form for Universal Life.

Description: The first preliminary results on international experience studies on mortality and persistency for the pilot countries of Taiwan, Mexico and South Korea are discussed and future expansion of the studies are explained.

Description: Discusses the market, demographic, and macroeconomic factors that affect actuaries' choices for the assumptions they use in the pricing and valuation of many insurance products.

Description: This is a request for surrender experience data for fixed-rate deferred annuities for the years 2023-2024 from the SOA Research Institute and LIMRA, outlining goals for updating a prior study and offering detailed outputs through a paid subscription to Experience Studies Pro.

Description: A recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table for AG-38 purposes.

Description: The Canadian Institute of Actuaries (CIA) and Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. This project is similar to the SOA-sponsored research completed by RGA in 2014 for USA business.

Description: This report focuses on the Fixed Indexed Annuity (FIA) contract owner behavior study conducted by the SOA Research Institute and LIMRA for the years 2021-2022. It includes detailed analyses on withdrawals, surrender rates, contract values, distribution channels, and more.