Description: Observations and commentary on the 2016‐2017 and recent flu seasons with relation to various mortality and morbidity measures available through the CDC.

Description: This report summarizes a study that estimates the total economic burden of the opioid crisis in the United States from 2015 through 2018 and projects future costs of the opioid epidemic for 2019.

Description: This report provides methodological tools for an insurer to better understand the potential losses incurred by autonomous vehicles in the context of rollover risk.

Description: The first of two reports focused on how families cope with the final years of life. This report summarizes 40 interviews with children of recently deceased parents.

Description: This research report models the impact on the U.S. insurance market resulting from a post-Brexit economy in the UK.

Description: Mortality rates affect many facets of an actuary’s work. The ability to collect more detailed data and the possibilities presented by more advanced analytical tools influenced the Society of Actuaries to embark on this two-phased project examining the factors affecting retirement mortality. Phase I of the project includes a comprehensive literature search and summary identifying 12 factors linked to mortality experience at or after age 65- age, alcohol, education, gender, health behaviors, income, marital status, obesity, occupation, race & ethnicity, religion and smoking. In Phase II of the project, existing Society of Actuaries experience studies are reviewed to see which factors could be added to the studies. This phase also considers methods for reflecting the additional factors in the mortality tables. This web page contains links to the Phase I and Phase II reports and supporting documentation.

Description: This report introduces a framework for assessing the impact of retirement plans on organizational success. It highlights the direct and indirect benefits of well-designed retirement plans and includes 10 key considerations, metrics, and measures of workforce dynamics. The framework helps companies prioritize necessary changes, with examples and case studies illustrating successful applications and potential risks.

Description: This report examines how the number of persons (“lives”) covered in a mortality study, and the length of the study period (in years), affects the statistical reliability of improvement rate estimates.

Description: Artificial intelligence (“AI”) adoption in the insurance industry is increasing. One known risk as adoption of AI increases is the potential for unfair bias. Central to understanding where and how unfair bias may occur in AI systems is defining what unfair bias means and what constitutes fairness.

Description: This report provides a comprehensive guide for actuaries, insurance companies and regulators to understand the scope and challenges of earthquake risk and insurance in the U.S. It also looks at Canada and Puerto Rico due to their proximity.