Description: State insurance regulators have developed a searchable database that will provide insurers immediate access to summarized product content requirements for rates, rules and forms on a national basis. Called the Product Requirements Locator, this will improve filing efficiency.

Description: This is an article about the maximum rates permitted for valuation and nonforfeiture that have remained steady for life insurance since 1995. From Small Talk Newsletter, June 2005, Issue No. 24.

Description: The article was written to address a concern that the author had that reinsurance considerations were being relegated to the back of the product development cycle. He was concerned that reinsurance input on benefit design, underwriting and pricing was not getting into the process. From Small Talk Newsletter, November 2005, Issue No. 25.

Description: Discussion of expense management in a small life insurance company

Description: Discussion of the development of a new Preneed Valuation Mortality Table

Description: This article discusses catastrophic mortality risk and ways that smaller insurance companies can manage the risk, including traditional catastrophe reinsurance, accidental death carve-outs, and catastrophic claim pools.

Description: June 2009 issue of the Smaller Insurance Company Section newsletter, Small Talk.

Description: Discusses the competitive disadvantage for smaller life companies that don't get reinsurance deals that compete with the deals given to larger companies, and how to cope with it.

Description: This regulatory update covers topics such as the solvency modernization initiative, statutory reserves, principle-based reserves, variable annuities, and more.

Description: In the summer of 2012 the SIC decided the time was right to find out what current practices were with respect to Asset Adequacy Testing. This article summarizes the survey process and results obtained. The purpose of the survey was twofold: first, to educate actuaries prior to year-end work about current AOMR practice reflecting changes since the American Academy of Actuaries’ (AAA’s) 2004 Practice Note had been issued; secondly, to provide enough information such that an update of that practice note could be done should the AAA decide a revision to the note was desired.