Description: Presented at the Living to 100 Symposium, January 2011. This study explores increasing life expectancy by examining the basic properties of survival curves. Specifically, the author checks for signs of mortality compression, using a non-traditional approach. The results indicate that human longevity is likely to increase, at least for a while, and longevity risk should be seriously considered in pricing annuity products. Some suggestions for dealing with the longevity risk are also proposed.

Description: Presented at Living to 100 Symposium, January 2011. This paper examines the trends of mortality improvement in the United States for the consideration of the task force set up in 2010 to review the life tables for Group Annuity and the related assumptions for mortality improvement 'Scale AA', using more recent information from the Social Security Administration life tables and data derived from the Human Mortality Database.

Description: Abstract: This paper examines the potential impact of increasing negative commentary by social media users in multiple forums, which can erode the “reputation capital” of a utility. It also offers an approach for successfully addressing that risk and integrating social media risk management practices into existing utility enterprise risk management (ERM) programs.

Description: Abstract: A common approach to estimating the total amount of savings required to fund retirement is to first apply a generic “replacement rate” to pre-retirement income, such as 80%, to get the desired retirement income need. That need is then assumed to increase annually at the rate of inflation for the duration of retirement, which is generally assumed to be some fixed period, such as 30 years. Using government data along with a fairly simple market and mortality model, we explore these assumptions to more accurately estimate the true cost of retirement.

Description: This is the informal discussion transcript from Session 5A: Mortality and Longevity Research from the January 4-6, 2017 Living to 100 Symposium in Orlando.

Description: List of published materials on the topic of enterprise risk management.

Description: This presentation offers an overview of enterprise risk management with topics covering benefits of risk management for an insurance company, establishing an ERM framework, risk reporting, and predictions about the future of ERM.

Description: Analysis of Profits Before and After 90% Modco at beg. of 2nd year.

Description: This dissertation by Tia Sawhney will help you understand this issue and start measuring it, or start promoting equitable public policy.