Description: What author learned from Toastmasters

Description: As part of its recent change in focus, the Marketing and Distribution MAD Section has undertaken two initiatives which require specialized assistance. The first of these is to identify individuals with expertise and/or a common interest in various areas related to marketing and distribution. The second initiative addresses the broad product development process that surrounds actual product design and pricing.

Description: Recruitment article for the Marketing & Distribution Section written by the Section Chair.

Description: The last few years have seen a dramatic change in the way that insurance products are priced. If we traveled back in time 15 to 20 years, we would see a world where most insurance products were priced on the basis of a few static scenarios. In the last several years, pricing on a stochastic basis has become more mainstream—at least for contracts with embedded guarantees.

Description: A discussion of the theory underlying risk neutral investment scenarios

Description: discussion of a LIMRA survey on the quantity and types of recent product development efforts of life insurance companies and the considerations driving these efforts

Description: Discussion of an Actuarial Guideline dealing with the regulation of minimum cash values for return of premium term, a new product in life insurance.

Description: discussion of a new product idea for retirement planning which integrates a variety of needs estate death benefit, annuity income, disability income, etc. into one product

Description: Discussion of combination long-term care insurance and annuity products.

Description: discussion of an insurance product which ensures the payment of an anticipated tax refund, in order to allow the taxpayer to borrow against that refund to meet liquidity needs.