Description: Expert discussion of several symposium papers. From The Future of Pension Plan Funding and Disclosure Monograph, M-RS-05-1.

Description: Essay discussing cost, quality and access of healthcare and then describes the need for rationing.

Description: Author’s response to discussant comments for the 2009 Housing Wealth monograph paper, “Home Equity and At-Need Annuities—A Dynamic Long-Term Care Funding Duo”. The paper describes the prevalence of the still uninsured long-term care financial risk, and how the at-need annuity/home equity combination can address long term care needs.

Description: The goal of this paper is to help financial professionals and plan sponsors recognize that retirement planning is being influenced by new factors and suggests ways they can readjust retirement planning strategies.

Description: Chapter 5 explores the data suggesting that not only is the mortality rate greater for men, but that the rate is greater for men at all age groups. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: Chapter 8 states that there is great difficulty in projecting future mortality levels - the changing sex mortality differential is only one of the uncertainties. Some widely varying opinions for the future are offered. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: Chapter 9 conclusions suggest that males have higher mortality throughout the world, at all ages, and for the vast majority of diseases. Evidence also suggests that there are significant biological reasons for the sex mortality differential, but these can be masked by environmental and behavioral factors. The author looks to the Human Genome Project for further understanding of this question. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: The author finds that misperceptions and lack of an appropriate context are the reason that illiquid investments - in particular annuities- have been the less desirable component of a retirement plan. The paper also suggests several catalysts that could spark a dramatic reversal of the current situation. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: Using population data, mortality rates are projected for people who will attain age 80 in the future. Finally, the distribution of the maximum age at death that will be attained by a Canadian is investigated.

Description: Discussion of paper presented at Living to 100 and Beyond symposium. Discusses paper by Guo and Wang on the use of data mining to determine the key factors affecting mortality rates at older ages.